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FAMILY HOME - LAKESIDE SUBURB
- Ideal for a young family - 3 bedroom brick & tile home in a quiet street - Huge living area, family room & rear deck - Approx 917sqm block with suburban…More »
24 Reynolds Street, Blackalls Park, NSW
LAND: 917 m2
$369,000
House
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NOT FOR THE FIRST HOME BUYER
Three bedroom older style miners cottage Great yard, approx. 837sqm Large 2 car shed and workshop Handy location opposite neighbourhood shops.…More »
42 Appletree Road, Holmesville, NSW
$230,000
House
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AFFORDABLE COTTAGE
* Tidy two bedroom fibro Cottage * Renovated kitchen * Cosy lounge * Built ins in main bedroom * Easy care yard * Single car carport at front…More »
16 Bonarius Street, Edgeworth, NSW
$209,950
House
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MINUTES FROM THE LAKE
* Ideal for the first home buyer or retiree * 2 double bedroom w/b and tile home * Modern laminted kitchen/adjoining dining area * Stunningly renovated…More »
$349,950
House
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PAINT & PROSPER!
Neat 2 bedroom weatherboard and iron cottage in a quiet side street. Central lounge with air conditioning, 2 double bedrooms, remodelled bathroom, tidy…More »
17 Irving Street, Edgeworth, NSW
$239,950
House
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GRANNY FLAT
A unique opportunity for a purchaser looking for separate accommodation for an older family memberor a teenager. Immaculate 3 bedroom hardiplank and tile…More »
51 Oakville Road, Edgeworth, NSW
$389,000
House
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THE IDEAL FAMILY HOME
4 bedroom brick and tile family home with fully ducted air conditioning. The main bedroom features built-ins and an ensuite. The main bathroom with toilet,…More »
34 Charles Street, Edgeworth, NSW
$369,950
House
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HIDDEN OASIS
Immaculately landscaped gardens well-established and low maintenance. Solid brick and tile home with 3 double bedrooms, 2 with built-in robes, ceiling…More »
$324,950
House
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COUNTRY STYLE LIVING
Affordable brick veneer and tile family home situated in this leafy suburb with all the advantages of country living. Located on a 1012 sqm approx block…More »
5 Park Street, Killingworth, NSW
$387,500
House
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LATER MAY BE TOO LATE
Quiet location. Large three bedroom hardiplank and tile home ideal for the growing family. Secure yard for pets and children and close to playing fields.…More »
4 College Street, Barnsley, NSW
$309,950
House
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Find Out What Your Property is Worth
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Quarterly Newsletter
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Make a list of attributes you most desire in a property, including your ‘must have’ features, such as location, number of bedrooms or parking.Loan pre-approval is a big advantage. Approach your lender or have a mortgage broker visit you to find out how much you’ll be able to borrow and what your repayments will be so you know how much you have to spend. Having your finances organised gives you more chance of securing a purchase and is an asset when negotiating with vendors. If you’re bidding at auction, makes sure you have adequate funds in your cheque account to pay the deposit.Make life easier by having a conveyancer or lawyer that you can engage as soon as you take out a contract on a property.While your lender will identify upfront costs such as mortgage insurance and stamp duty, you should also be aware of other expenses which will factor into your ongoing costs. Maintenance costs, land tax, council rates, home insurance and strata fees (if applicable) should all be investigated so that you know just how much to budget for on top of your mortgage repayments.Invest the time in inspecting as many properties as possible. This will give you a better understanding of the market, put you in a better position to negotiate and help you recognise a bargain or an overpriced property.Dowling Lake Macquarie and all of the major property search sites such as domain.com.au and realestate.com.au have ‘property alert’ facilities. Simply enter your details and your property requirements and you’ll be emailed as soon as a property meeting your criteria is listed. This helps give you a jump on the market and saves considerable amount of time.Register your interest with Dowling Lake Macquarie – a lot of properties are sold which never make it to the wider market – often the best blocks and best homes are never marketed or advertised because they don’t need to be! Dowling Lake Macquarie have a network of potential buyers, builders and developers – register your interest with us and when something pops up meeting your criterion – remember vendors would rather not have to fork out $$$ for advertising and run open for inspections if they don’t need to. It’s a win-win for you and the vendor.For the few hundred dollars these will set you back, they are absolutely worth it for your piece of mind. They will help ensure you don’t end up with unknown problems which could cost you thousands down the track.Visit the property just prior to settlement to be sure there are no surprises. Be absolutely positive that the property was left exactly as you had agreed upon in the contract.it’s important to do your research as we mentioned earlier to get an idea of what a property is worth by having comparable sales BUT it’s really important to determine ‘How much is this property worth to you?’. The quoted price is a guide provided by the real estate agent but ultimately the site will be worth X to a builder because he can sub-divide and worth Y to another because they may have family living in the street and their kids go to the local school.Points to consider when determining the worth of a property:
* Potential for capital growth
* Potential for negative gearing – tax benefits
* Potential for positive gearing – cash flow from rent return
* Potential to add value through renovation
* Potential to sub-divide
* Lifestyle factors – nearby schools, friends, family – how much is that worth to youAnd lastly it’s always a good idea to ask a Dowling Real Estate Lake Macquarie agent who has direct experience selling properties in your area and you can book a market appraisal for your property with us at your convenience.
If you’re looking at a block of land or an old home to buy, always consider its sub-dividing potential – Buy to sub-divide. Even if you’re not planning on sub-dividing the block now, other buyers may and that significantly changes the value of the site. If you’ve been beaten at an auction recently and observed the price fly way above your expectations. It’s more than likely because the other buyer has determined they can sub-divide the site, which greatly increases the worth. A common misconception is that you need to own the block to determine its potential to sub-divide – no you don’t! Call the local council in question and ask about overlays and planning schemes.Dowling Lake Macquarie welcomes your call to discuss your purchase requirements.
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